VAT calculator
Add 15.5% VAT or extract it from a gross price. Standard, zero-rated and exempt.
Try it freeAccounting that keeps your business ready for ZIMRA.
KuraBooks helps Zimbabwean SMEs turn invoices, EcoCash payments, Paynow links, receipts and payroll into clean records, draft VAT7 positions and accountant-ready reports.
EcoCashPaynowFDMS-readyZiG + USD
app.kurabooks.co.zw/dashboard/invoices
$18,420
Invoiced this month
7 invoices · June 2026
$1,798
VAT payable
due 25 Jun · ZIMRA
94%
Reconciled
$11,832 auto-matched
Invoices · June 2026
7 totalINV-0047· Avondale Pharmacy
EcoCash · 14 Jun
INV-0051· Harare Family Clinic
14 days overdue
INV-0052· ZimTech Solutions
Not fiscalised
ThokoAI bookkeeper
Set aside $1,798 for ZIMRA by the 25th. INV-0052 is not fiscalised — review before you submit.
WhatsAppYour records are only useful if they are ready before the deadline.
Most Zimbabwean SMEs run their books across five different places. KuraBooks pulls everything into one.
Receipts in the wrong place
Supplier receipts scattered across WhatsApp threads, email, and paper. When ZIMRA asks for input VAT evidence, the scramble starts.
Payments that do not match
EcoCash and Paynow payments sitting in mobile money records, not in your books. Reconciling by hand takes the whole morning.
Deadlines that arrive regardless
VAT7 on the 25th. PAYE on the 10th. QPD quarterly. No system watching the clock, so month-end always feels like a crisis.
Capture
Get every invoice, receipt and payment into your books.
Create FDMS-queued tax invoices, send Paynow links, and let EcoCash payments reconcile themselves. Every transaction ends up in the right account, ready for the return.
- Tax invoices with FDMS fiscalisation
- Paynow and EcoCash payment tracking
- Receipt upload with input VAT extracted at 15.5%
- Payroll with PAYE, AIDS levy and NSSA
+$1,386.00
EcoCash · just now
kurabooks.co.zw/dashboard/invoices
INV-0047
FiscalisedAvondale Pharmacy · due 25 Jun
Consulting services × 121,200.00
VAT 15.5%186.00
Total$1,386.00
Paynow link ready
pay.paynow.co.zw/inv-0047-kb
Prepare
VAT7 position and reports ready before the 25th.
Output VAT, input VAT and net payable roll up from your real invoices and receipts. Thoko prepares the draft; you review and approve before anything goes to ZIMRA.
- VAT7 figures from the actual ledger
- EcoCash and Paynow reconciliation before submission
- PAYE and QPD schedules tracked to the day
- Accountant-ready exports in one click
Auto-matched
kurabooks.co.zw/dashboard/reports/vat
VAT position · June 2026
92% compliantVAT7 figures · due 25 Jun
Output VAT
$2,418
Input VAT
$620
Net payable
$1,798
+263 77 234 5678 · EcoCash$1,386.00
Matched · INV-0047 Avondale
Set aside $1,798 for ZIMRA by the 25th. Two supplier invoices still need fiscalising.
Everything your books need, in one place.
From the first invoice to the VAT7 return, and now open to your AI assistant. One platform for the whole month-end, built for Zimbabwe.
Compliant invoicing
ZIMRA tax invoices with FDMS-ready fiscalisation, device signature and QR, queued the moment you send.
EcoCash + Paynow
Send Paynow links, take EcoCash, and let those payments reconcile against your open invoices on their own.
USD + ZiG ledger
Both currencies in one set of books, with daily RBZ revaluation. Built around ZiG, not bolted on.
Statutory payroll
PAYE, AIDS levy, NSSA (employee and employer) and ZIMDEF, computed at the correct ZIMRA bands every run.
Returns prepared
VAT7, QPD and PAYE figures roll up from your real ledger, ready to review well before the deadline.
Receipts + expenses
Capture supplier receipts and pull input VAT at 15.5%, so the evidence is filed before ZIMRA asks for it.
Thoko, your AI bookkeeper
Reads the ledger, drafts the returns and flags risks in plain English or Shona. You approve every number.
New
Connect your AI assistant
Query and draft from Claude or any MCP client through a secure API key, scoped read-only or drafting, to your books alone.
0th
VAT deadline
Tracked every month so it never surprises you
USD + ZiG
Dual-currency ledger
Both currencies in one set of books, RBZ rate applied daily
EcoCash · Paynow
Auto-reconciled
Payments match open invoices without manual work
Accountant-ready
Clean records
Exports for your accountant in one click, any time of month
You approve
Human in the loop
Thoko prepares; nothing goes to ZIMRA without your sign-off
Thoko your AI bookkeeper
Thoko does not replace your accountant. She prepares the work before it reaches them.
She reads the ledger, drafts the returns, watches every ZIMRA deadline and flags risks before they cost you. You approve the work. She speaks English and Shona. Your accountant can even drive the same books from their own AI assistant through a secure, scoped API; nothing is filed without a human sign-off.
Output VAT for June is $2,418 from 41 invoices. Input credits: $620. Net payable to ZIMRA: $1,798, due 25 Jun 2026.
2 supplier invoices are not FDMS-fiscalised, so $84 of input tax may be denied. Review before submitting.
Local, trusted, and built to last.
Five things we got right from the first line of code, because Zimbabwe's accounting requirements are not an edge case.
Built for Zimbabwean SMEs
FDMS fiscalisation, ZiG and USD ledgers, EcoCash and Paynow reconciliation. Not just a global tool with a Zimbabwe sticker.
ZIMRA-ready records
Every invoice, receipt and payslip archived and exportable. When ZIMRA asks, the answer is ready.
EcoCash + Paynow aware
Payments from Zimbabwe's two dominant mobile-money platforms reconcile against your invoices automatically.
Accountant handoff
Export a clean trial balance, VAT schedule or payroll summary for your ICAZ accountant. No re-entry, no surprises.
Human approval before submission
Thoko prepares every draft. You review the numbers and approve before anything goes to ZIMRA. Always.
ZIMRA audits have known triggers. KuraBooks closes every one.
01
Poor record keeping
Every invoice, receipt and payslip is archived and exportable. When ZIMRA asks, the answer is one click away.
02
Bank activity that does not match returns
EcoCash, Paynow and bank money-in reconciles against your invoices, so your declarations match your deposits.
03
Payroll irregularities
Employees carry their own TINs and every payroll run is stored as a snapshot: PAYE, NSSA and AIDS levy computed at the correct ZIMRA bands.
04
Missed deadlines and ignored notices
The 25th, the 10th and every QPD date are tracked and flagged a week in advance. No more scrambling when month-end arrives.
05
Nil returns with no evidence
Quiet months still carry their records, so a string of nil returns has the proof behind it.
06
Unusual VAT refund claims
Input VAT is tied to fiscalised supplier receipts only, so every claim survives scrutiny.
Zimbabwean tax consultants tell of a $28,000 ZIMRA assessment that fell to $12,500 once proper records were produced. Records are money.
Get audit-readyNot just a global tool with a Zimbabwe sticker.
Excel gets messy. Receipts disappear. EcoCash payments sit in message threads, and ZIMRA deadlines still arrive on time. Four things every other option gets wrong here, we got right from the first line of code.
Built for ZiG, not bolted on
USD and ZiG run as parallel ledgers with daily RBZ revaluation. Global tools cannot price a ZiG invoice; KuraBooks was designed around it.
Fiscalised, so your claims hold
Invoices clear FDMS, so they appear in your buyer's TaRMS account and the input VAT is allowed. A PDF from QuickBooks does not.
Tax math you can trust
Every VAT, PAYE and QPD figure comes from deterministic code with full test coverage. The AI explains the numbers; it never guesses them.
On the rails you already use
EcoCash and Paynow reconcile against your invoices automatically. The payment your customer already made matches itself.
Two jobs, one platform.
For business owners
Run your own books without an accounting degree. Issue compliant invoices, see what you owe ZIMRA, and get paid, all from your phone.
- Compliant invoices in under 2 minutes
- Know your VAT position any day of the month
- WhatsApp invoices and reminders
For ICAZ accountants
Manage every client from one dashboard. KuraBooks does the data entry; you do the judgement, and bill for the advice instead of the admin.
- One login across all client companies
- Returns drafted and ready to review
- 20% revenue share on referred clients
Use the tax engine before you sign up.
The same deterministic calculations that power KuraBooks, free and open to everyone.
Priced for a Zimbabwean SME, billed in USD.
Starter
Sole traders and freelancers
$29/month
- 1 user
- Up to 50 invoices/month
- ZIMRA return prep
- Basic Thoko
Recommended
Growth
Established SMEs
$79/month
- Up to 5 users
- EcoCash reconciliation
- Automated ZIMRA returns
- Priority support
Business
Multi-entity and payroll
$149/month
- Unlimited users
- Multi-entity support
- Payroll module
- API access
Accounting Firm
ICAZ practitioners
$249/month
- Up to 20 client companies
- Consolidated dashboard
- Client portal
- ICAZ discount
VAT 15.5%
2026 ZIMRA rate
FDMS-ready
Fiscalised invoicing
ZiG + USD
Dual-currency ledger
ICAZ-ready
Built for practitioners
Built by IL Signal Studio to keep Zimbabwean businesses audit-ready. Customer stories will appear here after our Harare beta.
Your next VAT7 is due on the 25th.
Set up in minutes. Thoko will have your VAT position and first draft return ready well before the 25th.
Not ready yet? Get launch updates.